Financing

// Flexible Auto Repair Financing Options at North Raleigh Performance //

Get the Car Care You Need Today — Pay on Your Terms

Flexible Auto Repair Financing Options

At North Raleigh Performance, we believe that a tight budget should never stand between you and a safe, reliable vehicle. Located at 3101 Spring Forest Road in Raleigh, NC, we’ve partnered with four trusted financing platforms — Klarna, Sunbit, Affirm, and Koalafi — so you can get the repairs or maintenance your vehicle needs right now and pay in a way that works for your financial situation. Whether you’re facing an unexpected brake job or planning a major engine repair, our financing options make it easier to say yes to quality service without the stress of a lump-sum payment.

Klarna — Flexible Payments That Fit Your Schedule

Klarna is one of the most widely recognized buy-now, pay-later platforms available today, and it brings that same flexibility to your auto repair experience. With Klarna, you may be able to split your repair costs into manageable installments, making it easier to handle larger service bills without disrupting your monthly budget. The application process is quick, straightforward, and designed with the customer in mind — so you spend less time worrying about payment and more time getting back on the road. Ask a member of our team about Klarna financing when you schedule your next appointment at North Raleigh Performance.

Sunbit — Auto Repair Financing Built for Real People

Sunbit was specifically designed for the automotive service industry, making it one of the most practical financing solutions available at the shop level. One of Sunbit’s most appealing features is its high approval rate — the platform uses advanced technology to approve a broad range of credit profiles, meaning more customers qualify than with traditional financing options. You can apply in seconds, receive an instant decision, and choose a repayment plan that spreads your costs over time. Whether your vehicle needs routine maintenance or a more complex repair, Sunbit helps ensure that cost doesn’t force you to delay the service your car needs to stay safe.

Affirm — Transparent Financing With No Hidden Surprises

Affirm is built on a foundation of transparency, which aligns perfectly with the honest, straightforward service philosophy we practice every day at our Raleigh, NC shop. With Affirm, you’ll know exactly what you owe before you commit — there are no hidden fees, no late fees, and no surprises. You simply choose a payment plan that fits your timeline, whether that’s a few weeks or several months, and make fixed payments until your balance is paid in full. Affirm also performs a soft credit check for pre-qualification, so checking your options won’t affect your credit score. It’s a financing experience as transparent as the digital inspection reports we share with every customer.

Koalafi — Financing Solutions for Every Credit Situation

Koalafi is designed to serve customers who may not qualify for traditional financing, offering lease-to-own and loan options that extend access to essential auto repair services regardless of credit history. If you’ve been turned down by other lenders or are working to rebuild your credit, Koalafi provides a practical path forward so you don’t have to choose between your financial health and your vehicle’s reliability. The application is quick and the approval process considers more than just your credit score, giving more people access to the services they need. At North Raleigh Performance, we’re committed to making quality auto care accessible to every customer who walks through our doors, and Koalafi helps us deliver on that commitment.

How to Apply for Financing at North Raleigh Performance

Getting started with any of our financing platforms is simple. When you bring your vehicle in for service, let our service advisors know you’re interested in financing and they’ll walk you through the available options based on your needs. You can also call us ahead of your appointment at (919) 809-8552, to ask questions about which platform might be the best fit. Our team is here Monday through Friday, 8:30AM–5:30PM, and we’re always happy to help you find the right solution. No matter which platform you choose, you can count on receiving the same high-quality repairs, Dealer-Certified Technicians, and honest recommendations that define the North Raleigh Performance experience — just with the added flexibility of a payment plan that works for you.